Grieving Your Taxes: A Real Estate Perspective

By Alexa Seider

Let’s be honest—nothing brings homeowners together like complaining about property taxes. And while “grieving” your taxes might sound like something out of a breakup support group, it’s actually a smart,

100% legal way to challenge what you’re being charged—and maybe even lower it.

As someone that specializes in Business Development in the Real Estate atmosphere, I’ve walked quite a few homeowners through the tax grievance process. And yes—some of them walked away with real savings. If you’ve ever wondered what it means to grieve your taxes (or whether it’s worth it), here’s a quick, no-stress breakdown. 

So, What Is Tax Grieving Anyway?

No, this isn’t about lighting a candle and mourning your escrow.

In real estate terms, grieving your taxes means challenging your local town or county’s assessment of your property’s value. Since that number is what your property taxes are based on, an inflated assessment = higher taxes.

File a grievance, present your case—and if it’s successful, your assessed value (and your taxes) can go down. Think of it like telling your town, “Listen, I love my house, but I’m not sure it’s that fancy.”

Top Misconceptions I Hear All the Time

Let’s clear up a few myths I hear from clients:

“If I challenge it, they’ll raise it!”

Nope. Most municipalities are not allowed to increase your assessment just because you filed a grievance. You’re using a right that exists for a reason—go for it.

“That’s just something wealthy people do.”

Not even close. I’ve helped folks in starter homes and modest ranches save over $1,000 a year. That’s not small change—that’s real savings (and maybe a few extra DoorDash orders or a car payment).

“It’s too much of a hassle.”

Honestly, it doesn’t have to be. According to the Lincoln Institute of Land Policy, around 20% of U.S. homes are over assessed—but most homeowners never file an appeal. That’s like handing over extra money for no reason.

How We Can Help

This is where I come in.

I help clients pull comparable sales (aka “comps”)—which is the most important part of your case. If the house across the street, with the same layout, sold for way less than your assessment, that’s evidence.

I also know which local grievance firms are worth your time—many of them only get paid if you win. So there’s not much to lose.

Basically, I’m your go-to tax grievance sidekick. I’ll bring the receipts (literally).

When Should You Think About Filing?

If any of these sound like you, it’s probably time:

    •    Your assessment is higher than recent sales in your area

    •    You bought your home for less than it’s currently assessed

    •    Your taxes shot up and you don’t know why

    •    You physically wince when your mortgage statement hits your inbox

Just keep in mind—each county has a deadline (usually once a year), so don’t wait until your neighbor brags about their new, lower tax bill.

Have questions about grieving your taxes? Or anything real estate?

I’m here for it. Whether you’re ready to file or just want to vent about your tax bill, I’ve got your back.

Alexa Seider

Director Of Business Development Patriot Real Properties

Alexa@PatriotRealProperties.com

(631) 525-2003